If you’re on the hunt for a dessert that’s irresistibly creamy, decadently chocolaty, and bursting with fresh banana flavor, this Chocolate Banana Pudding Recipe is exactly what you need. Layers of rich cocoa-infused pudding, tender banana slices, and crunchy chocolate wafers come together in this crowd-pleaser that’s as elegant as it is simple to prepare. Sweet, smooth, and textured all at once, it’s the perfect choice for a comforting treat that feels like a warm hug in a bowl.
Ingredients You’ll Need
These ingredients are straightforward pantry staples that effortlessly combine to create the magical texture and flavor of this pudding. Each component plays a vital role, whether adding richness, smoothness, or that irresistible chocolate-banana harmony we all crave.
- Water (1 1/2 cups): The base that helps the pudding mix come together perfectly silky.
- Instant vanilla pudding mix (3/4 cup): Gives the dessert that classic pudding creaminess with a subtle vanilla touch.
- Sweetened condensed milk (14-ounce can): Brings deep sweetness and a luscious texture to the chocolate layer.
- Unsweetened cocoa powder (3 tablespoons): I love using Ghirardelli for a rich, intense chocolate flavor without bitterness.
- Heavy cream (3 cups): Whipped to stiff peaks, it adds lightness and airy decadence when folded in.
- Chocolate wafer cookies (12-ounce package): These crunchy wafers create delightful texture contrasts and add to the chocolate goodness.
- Bananas (3, sliced): Fresh and sweet, bananas are the star fruit that balances the richness with natural flavor and softness.
How to Make Chocolate Banana Pudding Recipe
Step 1: Prepare the Chocolate Pudding Base
Start by whisking together the water, instant vanilla pudding mix, sweetened condensed milk, and cocoa powder in a large bowl. The mixture should turn smooth and start to thicken quickly. Cover it tightly with plastic wrap and let it chill in the refrigerator for at least 2 hours. This step is crucial because it helps all those luscious flavors meld beautifully while the pudding sets to a perfect, spoonable consistency.
Step 2: Whip the Cream to Perfection
While your pudding chills, grab a medium bowl and beat the heavy cream until stiff peaks form. Take your time here—this whipped cream is the key to keeping your pudding light and dreamy instead of dense and heavy.
Step 3: Fold the Whipped Cream into the Pudding
Working carefully in three additions, fold the whipped cream into your chilled pudding base. This gentle folding incorporates air, giving the pudding a velvety texture that melts in your mouth. Be sure to combine it just enough to keep that airy texture without deflating the cream.
Step 4: Assemble the Layers
In a large trifle bowl or glass dish, place a single layer of chocolate wafer cookies on the bottom. Next, arrange a layer of banana slices over the cookies, then spread a generous layer of your creamy chocolate pudding on top. Repeat this layering process—cookies, bananas, pudding—until all the ingredients are used or your bowl is full. Make sure you finish with a smooth, inviting layer of pudding on top for a polished look.
Step 5: Chill to Set
Cover the assembled pudding with plastic wrap and let it refrigerate for at least 1 hour, or better yet, overnight. This chilling time softens the cookies just enough to soak up the flavors while keeping the texture balanced. The result is a dreamy, sliceable pudding that’s begging to be enjoyed.
How to Serve Chocolate Banana Pudding Recipe
Garnishes
Before serving, sprinkle crushed chocolate wafer cookie crumbs over the top to add a little crunch and rustic charm. If you want to get fancy, garnish with thin banana slices or even a dollop of freshly whipped cream. The contrast makes the pudding look as amazing as it tastes—always a winning combo!
Side Dishes
Pair this pudding with light sides like a crisp green salad or fresh berries to offer a contrast to the rich dessert. It also stands beautifully on its own after a hearty meal, making it a versatile treat whether for a casual family dinner or a more formal gathering.
Creative Ways to Present
Try serving the pudding in individual glass jars or mini trifle cups for a charming presentation that’s perfect for parties or potlucks. Layering the pudding with alternating cookie and banana slices against the glass makes for an eye-catching effect, turning a simple dessert into a centerpiece.
Make Ahead and Storage
Storing Leftovers
Once you’ve enjoyed your Chocolate Banana Pudding Recipe, store leftovers covered tightly in the refrigerator. It will stay fresh and delicious for up to three days, giving you convenient and tasteful second helpings.
Freezing
This pudding isn’t the best candidate for freezing, as the bananas and whipped cream can separate and change texture. For best results, enjoy it fresh or refrigerated.
Reheating
No need to reheat this dessert—Chocolate Banana Pudding Recipe is best served cold and creamy straight from the fridge. Letting it sit a few minutes at room temperature before serving can help soften it slightly, enhancing the flavors.
FAQs
Can I use fresh banana pudding mix instead of instant?
Instant pudding mix is recommended here for ease and texture. Fresh pudding would require a different process and might alter the dessert’s consistency, so stick with instant for the best results.
What type of chocolate wafers should I use?
Chocolate wafer cookies that are crispy and not too sweet work best. Classic chocolate wafers, like those designed for icebox cakes, add the perfect crunch and chocolate flavor balance.
Can I substitute heavy cream with a lighter option?
Heavy cream is essential for the pudding’s texture and richness. Lighter creams won’t whip properly or provide the same silky finish, so it’s best to use heavy cream.
Is it okay to prepare this pudding the day before serving?
Absolutely! Making the Chocolate Banana Pudding Recipe a day ahead allows flavors to meld, and textures to develop, making it even more delicious the next day.
Can I add other fruits besides bananas?
Bananas are the heart of this recipe, but feel free to experiment with berries or sliced peaches for different takes. Just keep in mind the flavor profile shifts when changing fruits.
Final Thoughts
There’s something truly special about this Chocolate Banana Pudding Recipe that makes it a standout in any dessert lineup. It’s approachable, elegant, and a guaranteed crowd-pleaser that combines comfort and wow-factor effortlessly. I can’t wait for you to try it and experience how these simple ingredients come together in such a delightful way—you might just find your new favorite indulgence!
Print
Chocolate Banana Pudding Recipe
- Total Time: 3 hours 30 minutes
- Yield: 12 servings
Description
A luscious and creamy Chocolate Banana Pudding that layers rich chocolate pudding with fresh bananas and crunchy chocolate wafer cookies, creating a delightful dessert perfect for gatherings or a sweet treat any time.
Ingredients
Pudding Mixture
- 1 1/2 cups water
- 3/4 cup instant vanilla pudding mix
- 1 14-ounce can sweetened condensed milk
- 3 tablespoons unsweetened cocoa powder (e.g., Ghirardelli)
Whipped Cream
- 3 cups heavy cream
Assembly
- 1 12-ounce package chocolate wafer cookies
- 3 bananas, sliced
Instructions
- Prepare the Pudding: In a large bowl, whisk together the water, instant vanilla pudding mix, sweetened condensed milk, and unsweetened cocoa powder until smooth and thick. Cover the bowl with plastic wrap and refrigerate for 2 hours until the pudding sets and thickens.
- Make the Whipped Cream: In a medium bowl, beat the heavy cream with an electric mixer until stiff peaks form. This will create a light and fluffy texture to be folded into the pudding mixture.
- Combine Pudding and Whipped Cream: Working in thirds, gently fold the whipped cream into the chilled pudding mixture until fully incorporated. This will lighten the pudding and add creaminess to the dessert.
- Assemble the Pudding Layers: In a trifle bowl or large serving dish, place a layer of chocolate wafer cookies at the bottom. Top with a layer of sliced bananas. Spread a layer of the pudding and whipped cream mixture over the bananas. Repeat the layering process with cookies, bananas, and pudding until all ingredients are used or the bowl is filled, finishing with a layer of pudding on top.
- Chill the Dessert: Cover the assembled pudding with plastic wrap and refrigerate for at least 1 hour or preferably overnight to allow the flavors to meld and the cookies to soften slightly.
- Garnish and Serve: Before serving, sprinkle crumbled chocolate wafer cookies on top and optionally garnish with additional banana slices for an attractive presentation.
Notes
- For best flavor and texture, refrigerate the pudding overnight to allow it to set properly.
- If you prefer a less sweet dessert, consider using reduced sugar pudding mix or less sweetened condensed milk.
- Bananas can be substituted with other fruits like strawberries or peaches for variation.
- Use fresh heavy cream for best whipping results and to avoid a watery texture.
- Prep Time: 15 minutes
- Cook Time: 0 minutes
- Category: Dessert
- Method: No-Cook
- Cuisine: American

