Name: Triple Chocolate Banana Muffins Recipe
Prep time: 10 min
Cook time: 22 min
Total time: 32 min
Cuisine: American
Ingredients: 1 cup unsalted butter, softened; 1/2 cup granulated sugar; 1/2 cup brown sugar; 1 large egg; 1/3 cup sour cream; 3 medium ripe bananas; 1 tsp vanilla extract; 2 1/4 cups all purpose flour; 1/2 tsp ground cinnamon; 1/4 tsp salt; 1 tsp baking powder; 1 tsp baking soda; 1 cup unsweetened cocoa powder; 2/3 cup chocolate chips, divided; 2/3 cup white chocolate chips, divided

Jump to Recipe· 3.9 from 54 reviews

There is something truly magical about these Triple Chocolate Banana Muffins Recipe that makes them a must-bake for any chocolate lover. Imagine the rich, moist texture of ripe bananas blending harmoniously with not one, but three types of chocolate—unsweetened cocoa powder, silky chocolate chips, and creamy white chocolate chips—all baked into a fluffy, tender muffin that’s perfect for breakfast, dessert, or just a sweet snack. Each bite melts in your mouth with a perfect balance of fruity sweetness and deep chocolate indulgence, making these muffins an instant favorite that you’ll find yourself craving again and again.

Ingredients You’ll Need

The image shows three dark brown chocolate muffins with a rough, cracked top surface nestled in light blue paper liners. Each muffin is studded with unevenly scattered white and dark chocolate chips that slightly melt into the warm, chewy texture. The muffins sit inside a gray metal muffin tray, with the tray placed on a white marbled surface partly visible at the edges. The muffins have a rich, dense look with a few small air pockets and a glossy finish on some chocolate chips. photo taken with an iphone --ar 4:5 --v 7

These ingredients come together in a way that’s both simple and essential, creating layers of flavor and a perfect texture you’ll love. Each has a special role, from the ripe bananas adding natural moisture and sweetness to the cocoa powder infusing a rich chocolate depth.

Unsalted butter (softened): Provides a creamy base and moist texture to the muffins.
Granulated sugar: Adds sweetness and helps with the muffin’s tender crumb.
Brown sugar: Brings a subtle caramel flavor and extra moisture.
Large egg: Binds all ingredients together and adds richness.
Sour cream: Keeps the batter moist and tender for soft muffins.
Ripe bananas: Deliver natural sweetness and a soft, fruity flavor.
Vanilla extract: Enhances the overall flavor with a warm, sweet aroma.
All-purpose flour: The main structure of the muffins.
Ground cinnamon: Adds subtle warmth and complexity.
Salt: Balances sweetness and enhances flavor.
Baking powder: Helps muffins rise for a light texture.
Baking soda: Works with acidic ingredients to promote rise and tenderness.
Unsweetened cocoa powder: Infuses deep chocolate flavor without additional sweetness.
Chocolate chips (divided): Melt pockets of chocolate inside the muffins for gooey bites.
White chocolate chips (divided): Offer sweet creaminess contrasting the dark cocoa.

How to Make Triple Chocolate Banana Muffins Recipe

Step 1: Prepare Your Oven and Muffin Tins

Start by preheating your oven to 350℉. Line your muffin tins with paper liners; this ensures easy removal and keeps your muffins looking perfect every time.

Step 2: Cream the Butter and Sugars

In a large bowl, beat together the softened butter, granulated sugar, and brown sugar until the mixture is light and fluffy. This step is crucial as it incorporates air, giving your muffins a lovely rise and tender crumb.

Step 3: Add the Wet Ingredients

Mix in the egg, sour cream, mashed ripe bananas, and vanilla extract until everything is well combined. The bananas add wonderful moisture and flavor that perfectly complement the chocolate. The sour cream boosts the tender texture.

Step 4: Combine the Dry Ingredients

In a separate bowl, whisk together the flour, cinnamon, salt, baking powder, baking soda, and unsweetened cocoa powder. This blend of dry ingredients provides structure and that intense chocolate essence.

Step 5: Mix Dry into Wet

Slowly add the dry ingredients into the wet mixture, folding gently until just combined. Overmixing here is a no-no—it can make your muffins tough instead of soft and fluffy.

Step 6: Add Chocolate Chips

Fold in about half of the chocolate chips and white chocolate chips. These little bursts of melted chocolate inside will take each bite over the top delicious!

Step 7: Fill Muffin Cups and Sprinkle Toppings

Divide the batter evenly among the prepared muffin cups. Sprinkle the remaining chocolate chips and white chocolate chips on top to create a beautiful, chocolatey crown that melts into cracks as they bake.

Step 8: Bake to Perfection

Bake in the preheated oven for 20 to 22 minutes. You’ll know they are done when a toothpick inserted in the center comes out with a few moist crumbs attached—not wet batter. Let them cool for a couple of minutes in the pan before transferring to a wire rack.

How to Serve Triple Chocolate Banana Muffins Recipe

There are four dark brown chocolate muffins with a cracked and soft top texture. Each muffin is inside a white paper liner that ruffles around the edges. The muffins have visible white and dark chocolate chips melted slightly on the top. They are placed on a light wooden board with a white marbled surface partly visible at the bottom. The focus is sharpest on the front muffin, with the others blurred in the background. photo taken with an iphone --ar 4:5 --v 7

Garnishes

Try a light dusting of powdered sugar or a drizzle of melted chocolate to jazz up the appearance. A smear of softened butter or cream cheese can also enhance the richness without overpowering the chocolate and banana flavors.

Side Dishes

These muffins pair beautifully with a cup of steaming coffee or a creamy latte, making for an irresistible morning treat. If you want to embrace brunch vibes, serve alongside fresh fruit or a bowl of yogurt sweetened with honey.

Creative Ways to Present

For a party or gathering, arrange the Triple Chocolate Banana Muffins Recipe on a tiered stand, offer a selection of spreads like nut butters and fruit preserves, or cut them in half and layer with mascarpone and fresh berries for a decadent muffin parfait.

Make Ahead and Storage

Storing Leftovers

Place leftover muffins in an airtight container at room temperature for up to three days to keep them moist and delicious. Avoid refrigeration as it can dry them out quickly.

Freezing

Wrap muffins individually in plastic wrap and then place in a freezer-safe bag. Freeze for up to two months. When ready, thaw overnight in the fridge or at room temperature for a couple of hours.

Reheating

Warm muffins in the microwave for 15-20 seconds or pop them in a toaster oven for a few minutes. This brings back their fresh-baked warmth and melts the chocolate inside for a pure pleasure moment.

FAQs

Can I use overripe bananas in this Triple Chocolate Banana Muffins Recipe?

Absolutely! Overripe bananas are actually perfect—they are sweeter and easier to mash, which gives your muffins that lovely moist texture and intense banana flavor.

Can I substitute sour cream with something else?

Yes, you can swap sour cream with Greek yogurt or buttermilk. Both will help maintain moisture and tenderness, but the flavor might be slightly different.

Do I have to use both chocolate and white chocolate chips?

The combination is what makes this Triple Chocolate Banana Muffins Recipe special, balancing dark and sweet creaminess. However, if you prefer, you can use all dark chocolate or all white chocolate chips.

How do I know when the muffins are fully baked?

The best way is to insert a toothpick into the center of a muffin; if it comes out with a few moist crumbs but no batter, your muffins are perfectly baked.

Can I make these muffins gluten-free?

You can try using a gluten-free all-purpose baking blend, but results may vary slightly in texture. Make sure your leavening agents work well with the gluten-free flour for good rise.

Final Thoughts

Making the Triple Chocolate Banana Muffins Recipe is like giving yourself a warm, chocolatey hug. They’re surprisingly simple to bake but deliver incredible flavor that feels special. Whether you’re sharing with loved ones or treating yourself, these muffins are a delicious way to brighten any day. Dive in, enjoy, and watch how quickly they disappear!