
If you have some ripe bananas on hand and you’re craving something cozy yet a little exotic, the Banana Coconut Muffins with Chocolate Chips Recipe is your new best friend in the kitchen. These muffins bring together the natural sweetness of bananas, the tropical flair of coconut flakes, and the irresistible surprise of mini chocolate chips in every bite. Imagine soft, fluffy muffins bursting with layers of flavor that not only satisfy your sweet tooth but also provide that warm, homemade comfort you love. Trust me, this recipe will quickly become a staple for breakfast, snack time, or anytime you need a quick pick-me-up.
Ingredients You’ll Need

Getting the perfect Banana Coconut Muffins with Chocolate Chips Recipe starts with simple, wholesome ingredients. Each one plays a crucial role in creating that delightful taste, texture, and aroma that makes these muffins so memorable.
- 3 large bananas (mashed): The star of the show, ripe bananas add natural sweetness and moisture for tender muffins.
- 1/2 cup vegetable oil: Keeps the muffins moist without overpowering the flavors.
- 1/2 cup granulated sugar: Adds just the right amount of sweetness and helps the muffins brown beautifully.
- 1/2 cup brown sugar: Brings a rich, caramel-like depth to the batter.
- 2 eggs: Bind all the ingredients together while adding lightness.
- 1 teaspoon vanilla extract: Enhances the flavors and provides a lovely aromatic base.
- 3 cups flour: The foundation that gives this muffin structure and crumb.
- 1 tablespoon baking powder: Helps the muffins rise perfectly and stay fluffy.
- 1 teaspoon ground cinnamon: Adds a warm, subtle spice that complements the bananas.
- 1/2 teaspoon baking soda: Works with the bananas’ acidity to lighten texture.
- 1/2 teaspoon salt: Balances sweetness and enhances overall flavor.
- 1/2 cup mini chocolate chips: Tiny bursts of chocolate that melt lightly inside each bite.
- 1 cup sweetened coconut flakes: Brings a chewy texture and tropical flair that makes these muffins extra special.
How to Make Banana Coconut Muffins with Chocolate Chips Recipe
Step 1: Prepare Your Oven and Muffin Pan
Start by preheating your oven to 350 degrees Fahrenheit. Line your muffin tin with paper liners or grease it lightly with nonstick spray to make sure your muffins come out smoothly once baked.
Step 2: Mash the Bananas
Place the ripe bananas in a mixing bowl and mash them with a fork, keeping some texture rather than a completely smooth puree. This helps your muffins retain a lovely moistness and natural banana flavor.
Step 3: Combine Wet Ingredients
Add the vegetable oil, granulated sugar, brown sugar, eggs, and vanilla extract to the mashed bananas. Mix everything until it’s well combined, creating a rich and fragrant wet base for your muffins.
Step 4: Mix Dry Ingredients Separately
In another bowl, whisk together the flour, baking powder, baking soda, cinnamon, and salt. This dry mixture will ensure even distribution of leavening agents and spices throughout your batter.
Step 5: Blend Wet and Dry Mixtures
Pour the wet banana mixture into the bowl with your dry ingredients. Stir gently until just combined. Be careful not to overmix here—overworking the batter can make your muffins dense and heavy.
Step 6: Fold in Chocolate Chips and Coconut Flakes
Gently incorporate the mini chocolate chips and coconut flakes into your batter, leaving a small handful aside to sprinkle on top of the muffins for extra texture and yummyness.
Step 7: Fill Muffin Cups and Bake
Spoon the batter evenly into the prepared muffin cups, filling each about two-thirds full. Sprinkle the reserved coconut and chocolate chips on top for a lovely finishing touch. Bake for 18 to 22 minutes, or until a toothpick inserted in the center comes out clean with a few crumbs attached.
How to Serve Banana Coconut Muffins with Chocolate Chips Recipe

Garnishes
For an inviting presentation, try a light dusting of powdered sugar or a drizzle of melted chocolate over the tops of your muffins. Toasted coconut flakes add an eye-catching golden crunch and elevate the tropical feel.
Side Dishes
These muffins pair beautifully with a fresh fruit salad or a simple bowl of yogurt. For a savory balance, try serving them alongside a crispy bacon or scrambled eggs for brunch.
Creative Ways to Present
Boost the fun factor by slicing a muffin in half and spreading cream cheese or nut butter inside for a quick breakfast sandwich. Or serve them warm with a scoop of vanilla ice cream for an easy dessert that’s sure to impress.
Make Ahead and Storage
Storing Leftovers
Store any leftover Banana Coconut Muffins in an airtight container at room temperature for up to three days. This keeps them fresh and soft, perfect for snacking throughout the week.
Freezing
The Banana Coconut Muffins with Chocolate Chips Recipe freezes wonderfully. Wrap each muffin individually in plastic wrap, then place them in a resealable freezer bag. They’ll keep fresh for up to two months.
Reheating
To enjoy your muffins after freezing, simply microwave them for 30 seconds to one minute or let them sit at room temperature until thawed. This brings back that just-baked softness and melts the chocolate chips to perfection.
FAQs
Can I use frozen bananas for this Banana Coconut Muffins with Chocolate Chips Recipe?
Absolutely! Just be sure to thaw and drain any excess liquid before mashing the bananas. This keeps your batter from becoming too watery and helps maintain the muffins’ perfect texture.
What can I substitute for sweetened coconut flakes?
If you’re not a fan of coconut or have allergies, you can swap out the coconut flakes for rolled oats or chopped nuts. Both add a nice texture without overpowering the flavor.
Is it okay to use other types of chocolate chips?
Yes! Dark, white, or even peanut butter chips are great alternatives. Feel free to customize based on your preference or what you have on hand.
Can I make these muffins vegan or dairy-free?
To make this Banana Coconut Muffins with Chocolate Chips Recipe vegan, substitute the eggs with flax eggs and use a plant-based oil. Make sure your chocolate chips are also dairy-free to keep things allergy-friendly.
How do I avoid the muffins turning out dense?
The key is not to overmix your batter once you combine the wet and dry ingredients. Stir just enough to bring everything together. Overmixing activates gluten, which can lead to heavy, dense muffins.
Final Thoughts
Making these Banana Coconut Muffins with Chocolate Chips Recipe is like giving yourself a little tropical getaway in your kitchen. Moist, tender, and packed with delightful flavors, they’re a joy to bake and even more fun to share. I can’t wait for you to try them and add your own twist—because really, who doesn’t want a muffin this good in their life?
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Banana Coconut Muffins with Chocolate Chips Recipe
- Total Time: 32 minutes
- Yield: 18 muffins
- Diet: Vegetarian
Description
Banana Coconut Muffins are moist, fluffy, and lightly tropical muffins made with ripe bananas, sweetened coconut flakes, and mini chocolate chips for a delightful twist on classic banana muffins. Perfect for breakfast, brunch, or snacks, these muffins are easy to make and loved by kids and adults alike.
Ingredients
Wet Ingredients
- 3 large bananas (mashed)
- 1/2 cup vegetable oil
- 1/2 cup granulated sugar
- 1/2 cup brown sugar
- 2 eggs
- 1 teaspoon vanilla extract
Dry Ingredients
- 3 cups all-purpose flour
- 1 tablespoon baking powder
- 1/2 teaspoon baking soda
- 1 teaspoon ground cinnamon
- 1/2 teaspoon salt
Add-ins
- 1/2 cup mini chocolate chips
- 1 cup sweetened coconut flakes
Instructions
- Preheat the oven: Preheat your oven to 350°F (175°C) and line a muffin pan with paper liners or lightly grease it with nonstick cooking spray.
- Mash the bananas: Place the ripe bananas in a bowl and mash them with a fork until you achieve a chunky puree texture.
- Combine wet ingredients: Add the vegetable oil, granulated sugar, brown sugar, eggs, and vanilla extract to the mashed bananas. Mix well until all ingredients are combined.
- Mix dry ingredients: In a separate large bowl, whisk together the all-purpose flour, baking powder, baking soda, ground cinnamon, and salt.
- Combine wet and dry mixtures: Pour the wet banana mixture into the dry ingredients and gently stir until just combined. Avoid overmixing to keep the muffins tender.
- Add coconut and chocolate chips: Fold in the mini chocolate chips and sweetened coconut flakes, reserving a small portion to sprinkle on top of the muffins.
- Fill muffin cups: Spoon the batter evenly into the prepared muffin cups, filling each about two-thirds full. Sprinkle the reserved coconut flakes and chocolate chips on top of each muffin.
- Bake: Bake in the preheated oven for 18-22 minutes if using a full-sized muffin tin, or 12-15 minutes for mini muffins. Muffins are done when lightly browned on the edges and a toothpick inserted into the center comes out clean.
Notes
- Use overripe bananas with brown spots for the best flavor and natural sweetness.
- Substitute vegetable oil with coconut oil to enhance the coconut flavor.
- Do not overmix the batter to avoid tough muffins.
- Do not overfill muffin tins; fill only two-thirds full to prevent spilling.
- Check doneness with a toothpick; it should come out clean or with a few crumbs.
- Use unsweetened coconut flakes if you prefer less sweetness.
- Mini chocolate chips are recommended especially if using a mini muffin tin.
- Prep Time: 10 minutes
- Cook Time: 22 minutes
- Category: Breakfast
- Method: Baking
- Cuisine: American